Damaged roof tiles after storm — insurance claim process in NL

by AstraNL Community▲ 45228 views

Storm Eunice blew off 6 tiles last week. What steps do I follow to file with my opstalverzekering? Do I fix first and claim, or wait for approval?

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Standard process in NL: 1) photograph damage from ground within 48h, 2) call your insurer and file schadeformulier online, 3) if leak danger get emergency tarp (receipt!), 4) insurer usually sends an inspecteur within 3-7 days, 5) only then commission repairs unless its emergency. NEVER pay full repair cost and hope they reimburse fully — get written approval first or you risk getting 60-70 percent back.

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